Presented byKurt Meehan |
c 1837 - The Theodore Pratt Homestead. This Greek Revival home is one of the most admired homes in Essex. Stately, gracious, elegant and comfortable. From the moment you step inside this home you feel at ease. Updated, loads of natural sunlight, set up on a knoll with seasonal peeks of the Connecticut River. This property as been in the same family for more than 25 years. The first floor offers an updated kitchen with propane fireplace, a primary bedroom suite with a propane fireplace as well, a large comfortable family room, an office and an expansive formal dining room that opens to a bluestone patio. The second floor has three more bedrooms, two bathrooms, a recreation room, and a small office. The three car garage has a breezeway to the kitchen and above the garage is a bonus room with a full bath. This home offers the best of both worlds, quiet, spacious, steeped in history and all Essex Village offers. Restaurants, marinas, shops, galleries, yacht clubs, the world famous Griswold Inn. Essex is approximately 2 hours from NYC and Boston.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Jack & Jill Bath,Hardwood Floor | 12.11X12.6 | Upper |
Bedroom 2 | Jack & Jill Bath,Hardwood Floor | 12.8X10.9 | Upper |
Bedroom 3 | Hardwood Floor | 12.8X12.6 | Upper |
Eat-In Kitchen | Bay/Bow Window,Breakfast Bar,Granite Counters,Gas Log Fireplace,Island,Hardwood Floor | 30X29 | Main |
Family Room | Remodeled,Book Shelves,Built-Ins,Gas Log Fireplace,Hardwood Floor | 24X15.5 | Main |
Formal Dining Room | French Doors,Patio/Terrace,Hardwood Floor | 12.8X23.7 | Main |
Office | Hardwood Floor | 7X15.5 | Upper |
Primary BR Suite | Bedroom Suite,Gas Log Fireplace,Full Bath,Hardwood Floor | 18.9X15.4 | Main |
Rec/Play Room | Wall/Wall Carpet | 22.4X36.1 | Upper |
Rec/Play Room | Full Bath,Hardwood Floor | 23.2X27.1 | Upper |
Study | Book Shelves,Built-Ins,Hardwood Floor | 12.11X13.7 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,540,000 | $1,540,000 | $1,540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.664% |
Monthly Tax Payment | $1,446 | $1,446 | $1,446 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,357 | $10,117 | $13,415 |
Total Monthly Payment | $10,928 | $11,688 | $14,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.